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EU-funded online privacy tool will protect your data – and help you sell it



It’s hard protecting your privacy online, especially when throwing it away has been made so easy. Most online services allow logging in with our existing social media accounts — which saves us time and effort — but not without costing us our privacy.

A new open-source service created by the OPERANDO project will attempt remedy this by increasing the power users have over the data they transfer to online service providers.

The service is called PlusPrivacy and offers a unified social networks privacy dashboard where you can manage your privacy settings for Facebook, Twitter, LinkedIn, and others — all in one place. There’s also a “single-click privacy” which automatically sets all your accounts to the most “privacy-friendly values.”

In addition to this, PlusPrivacy has similar dashboard to view data collection of apps and extensions along with an alternative email identities service. These are all incredibly important tools to increase people’s awareness about their presence online, but the most intriguing feature is the “Privacy-for-Benefit.”

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“Privacy-for-Benefit” is still being developed but the plan is to create new business models which will allow users to partially trade their private data for “economic benefits” — which could be the first step towards personal data as currency.

TNW reached out to the PlusPrivacy team to ask how they envisaged these kind of data transactions between consumers and businesses. We were kind of hoping the economic benefits might be cold hard cash, but PlusPrivacy’s plans don’t include that at the moment.

“Typically this would be a discount given by service/product provider,” said Zeev Pritzker from Arteevo Technologies Ltd., one of the partners in the OPERANDO project consortium. “PlusPrivacy will then get a small fee for brokering the deal, that will be paid by product/service provider.”

According to Pritzker, the data that you’d trade with the service providers via PlusPrivacy would be the same that you’re currently giving away every time you log in to services using your Facebook, Twitter or Google account.

“While most users are not aware of it, [logging in with social media accounts] gives a third party access to their social network data. PlusPrivacy will prevent this — reminding the user to log in with email and password instead — while giving the user the option to log in with, say, Facebook and receive an economic benefit in exchange.”

Pritzker emphasizes that the exchange will only happen if people explicitly opt in. The object of PlusPrivacy is to make consumers aware of the data they’re implicitly giving away and help them take control of it.

The service, which is backed by the EU’s Horizon 2020 Program, will be completely free for regular people while online service providers will be offered paid services.

Still in beta, the service is far from perfect at present, but the PlusPrivacy team has been quick to fix any problems that users have pointed out. You can sign up for the open beta here and start taking back your privacy (at least until you can start selling it).



Most iOS devices now run iOS 11



Apple has updated its App Store support page with new metrics. As of November 6, 2017, iOS 11 is now installed on 52 percent of iPhones and iPads currently in use. 38 percent of devices still run iOS 10, and only 10 percent of people are using an earlier version of iOS.

Apple usually updates this page quite quickly after the release of a major iOS update. This year, the company waited a bit as the iPhone X was released just last week, creating a new influx of iOS 11 users.

And it looks like adoption rate is a bit slower this year. Last year, Apple reported roughly the same numbers on October 11 with 54 percent of users running iOS 10.

The iPhone X could be part of the reason why it took longer to reach the same number. But my theory is that emojis are the main driving force when it comes to iOS updates.

Last year, iOS 10.0 shipped with dozens of new emojis. This year, Apple added new emojis as part of iOS 11.1, which was released last week.

Many users don’t want to be left behind on the emoji front. It has become such an important part of pop culture that many users want to be able to see all emojis and not just question marks for missing characters.

Still, 52 percent of market share in just a couple of months is quite impressive. Most Android users are still using Android 6.0 Marshmallow. Google released this version more than two years ago.

Apple is currently working on iOS 11.2. This release should be available in just a few weeks and come with a major new features for U.S. customers — Apple Pay Cash. This could be enough to push people to update.


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Proofpoint acquires Cloudmark for $100M in cybersecurity consolidation play



As malicious groups continue to become more sophisticated in their hacking techniques, cybersecurity efforts are attempting to expand in their reach, and that is leading to some consolidation in the field. Today, cybersecurity firm Proofpoint — which provides SaaS products to protect businesses’ email, social media and other services — announced that it would pay $100 million to acquire Cloudmark, another firm that provides security protection for messaging services, focusing specifically on serving the ISP and mobile carrier markets.

“We are excited to welcome Cloudmark’s ISP and mobile carrier customers to Proofpoint,” said Gary Steele, Chief Executive Officer of Proofpoint. “By combining the threat intelligence from Cloudmark with the Proofpoint Nexus platform, we can better protect all of our customers – both enterprises and ISPs – from today’s rapidly evolving threats.”

As we have said before, these days big data is the name of the game, and this deal is as much an acquisition to expand products and customer reach as it is to expand data sources to be able to analyse and combat malicious attacks more effectively. Cloudmark’s Global Threat Network sources telemetry data from billions of emails and messages each day to help identify attacks, and as part of the deal, it will be rolled into Proofpoint’s primary product, the Nexus platform.

Cloudmark is an old stalwart in the security space, founded in 2001. It had raised $39 million in funding from investors that included Nokia Growth Partners, Ignition Partners, FTVentures and Summit Partners. Proofpoint has been public since 2012 and currently has a market cap of over $4 billion. It said that the deal will increase its full-year revenue range by $20 million to $25 million to between $664 million and $673 million.

Getting its start originally in scanning email and helping block spam, Cloudmark later moved into other areas like identifying and blocking malicious SMS messages. The rising popularity of messaging applications (both native and downloaded apps) has made them a recurring target for malware and dodgy links, a trend that looks like it is not disappearing, and analysts estimate that there will be $5.5 billion spent by enterprises on messaging security products alone (apart from other security solutions) by 2022.

“Messaging has been the number one threat vector for years, but with ransomware and BEC, it’s never been a more urgent issue,” said Jason Donahue, Chief Executive Officer of Cloudmark, in a statement. “We’re thrilled to be continuing our work to fight advanced threats in messaging as part of Proofpoint.”

The transaction is expected to close in Q4 2017, pending regulatory approval, the companies said.

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Neos launches IoT powered home insurance UK-wide



What do you get if you combine the Internet of Things with the business of home insurance? UK startup Neos is hoping the answer is prevention rather than (just) payouts.

Its home insurance product is intended to lean on sensor tech and wireless connectivity to reduce home-related risks — like fire and water damage, break ins and burglary — by having customers install a range of largely third-party Internet-connected sensors inside their home, included in the price of the insurance product. So it’s a smart home via the insured backdoor, as it were.

Customers also get an app to manage the various sensors so they can monitor and even control some of the connected components, which can include motion sensors, cameras and smoke detectors.

The Neos app is also designed to alert users to potentially problematic events — like the front door being left open or water starting to leak under their kitchen sink — the associated risk of which a little timely intervention might well mitigate.

It sees additional revenue opportunity there too — and is aiming to connect customers with repair services via its platform. So the service could help a customer who’s away on holiday arrange for a plumber to come in and fix their leaky sink, for example (there’s no smart locks currently involved in the equation though — Neos customer can name trusted keyholders to be contacted in their absence).

“The vision really is about moving insurance from a traditional claims, payout type solution… to one that’s much more preventative, and technology’s really the enabler for that,” says co-founder Matt Poll. “We also think that customers get quite a raw deal from their insurance company… for being a really good customer and not claiming… And no value.

“So what we’re trying to do is to provide value to customers throughout the term of their policy — allowing them to monitor their own homes, using our cameras and the devices that we give them. If there is an issue, they’ll get alerted. Most importantly they or us through our monitoring center and assistance service can put the things right… In that sense both the customer and us benefit if we’re successful.”

On the insurance cover front Poll claims there’s no new responsibilities being placed on customers’ shoulders — despite all the sensor kit that’s installed as part of the package. “There’s no responsibility placed on the customer. We’re really clear about that,” he tells TechCrunch. “Customers do ask this question — oh what if I don’t arm the alarm, does that mean I’m not covered? And our answer is simply of course you’re covered.”

The startup was founded 18 months ago by Poll, an ex-insurance guy, combining with a more technical co-founder. The team market tested their proposition last year in and around London, partnering with Hiscox on the insurance product offering for that trial. They’re now launching their own branded, own insurance offering nationwide.

Neos is actually offering a range of home insurance products, including a combined contents plus buildings insurance offering (or either/or), across three pricing tiers — aiming to support different levels of coverage and different types of customers, such as flat vs house dwellers, for example, or homeowners vs tenants.

While it’s generally aiming to be tech agnostic when it comes to which smart home sensors can be used — supporting a range of third party devices — Neos has developed its own smart water valve, for example, as Poll says it couldn’t find an appropriate existing bit of IoT kit in the market for that.

“It uses machine learning to monitor an individual’s water signature within their property over a period of a couple of weeks and then we can identify from that if there’s any leaks — small or large — and most importantly if a leak does arrive the customer or our monitoring sensor can turn the water off remotely,” he notes.

It’s also built its own hub to control the firmware on the third party devices its platform is integrating with. “We want to put ourselves out there to give customers the best solution for the job and move as the market moves,” says Poll on Neos’ overall philosophy towards hardware.

Despite all this additional kit to be installed in customers’ homes, Poll bills the insurance products as competitively priced (and positioned) vs more traditional insurance offerings. Neos’ prices vary from “approximately £15 to £50 per month”, which it says includes “all the necessary hardware, 24/7 monitoring and assistance plus the comprehensive insurance cover”.

“We’ve got some good early traction and I think the price point that we’ve come in at is attractive, and the value proposition is there,” says Poll, noting that the product will be on price comparison sites “by the end of this month — at the very latest”, as well as being offered through property website Zoopla, which is a distribution partner (and investor) in Neos.

He also says the insurance quote process has been radically simplified by Neos drawing on a range of publicly available data so that potential customers don’t have to answer to a large number of questions just to get a quote.

“We can actually give customers a full quote from just their postcode and their address,” he says. “We use 261 different data sources… One of our partners and early investors is Zoopla. They have a lot of data that they provide us. We also use data from Landmark and Land Registry — local authority data.

“Because all this data’s publicly available. We don’t ultimately need to ask how many bedrooms or bathrooms you’ve got — in most cases we already know that data. Actually in most cases we know the square footage of your property which is a much more accurate predictor of risk anyway.”

Another strand of the go-to-market approach is it’s also working with existing insurance brands to white label its offering — setting it up to scale more quickly into markets (and regulations) outside the UK.

“We’re just about to launch an Aviva-backed solution,” says Poll. “A lot of the big insurers are looking in this space but haven’t done anything… So we’ve had a lot of interest outside of just our direct Neos brand from larger insurers based here in the UK, Europe and also in the US.”

He says Neos is also hopeful of signing a “large scale partner in the US” — one of the top five home insurance companies — which would be a second strand to its white labeling/enterprise solution bow if they nail that deal down.

“Markets like the US… are very different from a regulation point of view and cost of entry for a small business like us to enter, so that model makes sense. But we’re very much — certainly now and we’ll always be — focused on the Neos direct to consumer brand,” he adds.

Poll says he’s hoping for a minimum of “tens of thousands” of customers within a year’s time for Neos’ b2c play — and “ideally” significant growth above that. “If you add in the b2b play as well in terms of customers actually utilizing our platform I think the potential is significantly higher than that,” he adds.

The startup has previously raised £5m in Series A funding led by Aviva Ventures and with BBC sporting personality Gary Lineker also investing. As well as Zoopla, another strategic partnership is with Munich Re, which has also invested.

Interesting takeaways from its beta period include that customers were keen to have help installing all the sensor kit (Neos is offering an installation service for a fixed price if users don’t want to fit the kit relying on its instructions themselves), and that security concerns appeared to be more of a smart home driver for the product than risks such as water leaks, so Neos tweaked some of the sensor bundles it’s now offering.

Poll also says customer feedback from the trial pushed it to offer a fix on premiums for their first three years (assuming a customer makes no claims) to reassure potential customers that it isn’t seeking to use smart home hardware to lock then in to its products and then quickly inflate premiums.

“It’s interesting how customer perceptions are,” he says, arguing there’s “a mistrust of the insurance industry as a whole” — which is something else Neos is hoping can be fixed with a little IoT-enabled preventative visibility.

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